Marginal utility at near-zero

Going form $1M to $2M and $5M to $10M are meaningful changes on the way you can and will live your life

If you're going to say $25M to $50M is "massive huge" lifestyle change you're just lying. Don't even know one rich guy.

Anything beyond $20M = video game money anyway.

— BowTiedBull - Read Pinned Tweet or NGMI (@BowTiedBull) December 8, 2022

After the house and two cars are paid for and your property and auto maintenance, insurance, and utility bills cost $100,000 a year, how much would you spend in a day?

$250? $500? $1,000?

Even at the luxurious level of $1,000 per day, you're total annual after-tax spending is under $500,000. Let's say you travel a lot. If you're content with not having a private jet, then your insane expenditures will still be under one million for the year. For you, going from $25 million to $50 million will likely result in zero! additional expenditures. You might just buy a property or two in a foreign land for safety and diversification but that's about it.

So, the math checks out. $20 million, especially at current interest rates, will last forever if your annual bills are under $1 million.