No shortage of suckers

Putting your money into a 20% “guaranteed” yield and watching it collapse is not a “black swan”

It is a normal event since it was a ponzi.

— BowTiedBull - Read Pinned Tweet or NGMI (@BowTiedBull) June 23, 2022

Yeah. The highest savings account interest rate in Ontario, Canada is 2.4%. The best rate for a 5-year GIC is 4.6%. The long-term yearly average US stock market return is 8%. Anything that "guarantees" a percentage return that's more than a single digit is a guaranteed scam.